Tools to track by

I’ll never forget a talk Joe and I gave to an audience of several hundred people. In the Q&A a young woman timidly asked, “But how do you track your expenses?” Joe looked at her in disbelief. “You take out your little book (he always had one – in his plastic pocket protecter lined breast pocket – along with a pen). And you write it down. Is that so hard?” She withered. I rescued her

Financial Illiteracy

The Seattle Times started the New Year calling you a financial dunderhead. Maybe not you. Maybe a few people you know. “Financial illiteracy has cost the nation trillions of dollars in hard-earned savings, investment and mortgage payments,” they said in an editorial titled Nation of financial dunderheads needs formal instruction. Here’s where we come in

Crunching the Numbers

For savers brave enough to review their recent investment statements, it has been a lost decade. With the booms and busts we have all lived through, money you invested in the stock market has earned you nothing, or less, in the past ten years. If it were not for the tax benefit you receive when investing in your 401k or 403b, many would have been better off keeping their money under their mattresses.

Lift off

My community here on Whidbey Island blew a big gust of wind in my sails on Thursday. 75 people filled Thomas Berry Hall at the Whidbey Institute to hear my stories about Joe and the seminar and the book and my decade of work trying to pry Americans fingers off the “joy stick” of consumerism. I stepped onto the stage and started to cry – oh well.